David's Financial Progress

20.00

2006-12-04T16:19:00.000-08:00

August Network Update

2006-09-04T12:10:00.000-07:00

Banking Total Banking: $48,230.17 Investments Total Investments: $54,909.47 Credit Cards Total Credit Cards: -$577.10 Total Net Worth :

$103,716.74

$103,716.74

July Networth update

2006-07-30T21:34:00.000-07:00

Banking Total Banking: $46,214.69









Investments Total Investments: $51,852.55




Total Asset : $98,067.24

June Networth Update

2006-07-02T00:37:00.000-07:00

The stock market has been rough lately so it did not go up much. Plus i have been going out alot and spending more money.

Account Totals
Banking	$43,602.43
Credit Cards	$0.00
Investment	$52,733.27
Total Value	$96,335.70

On another note, i have finally hit positive territory with my TDameritrade account. Now i am at $177 positive not too shabby. Made it from Yahoo stock, Microsoft is still down like $150. Come on Bill Gates release Vista or something!!!

TDAmeritrade Bonus

2006-06-04T16:58:00.000-07:00

I have received by $500 tdameritrade bonus so far i lost $150 since the stock market has been down, hopefully I will regain it all. Should of went with something safe such as SHY.

May's Roundup

2006-06-03T17:05:00.000-07:00

Account Totals
Banking		$42,204.84
Credit Cards		$0.00
Investment		$52,072.56
Total Value		$94,277.40

Not much of an increase since the stock market took a dive this month...Hopefully i can regain it all back. I also did some transactions that will give me an extra $250 http://www.netbank.com/pro383.htm

TDAmeritrade Promo

2006-04-29T23:22:00.000-07:00

Pretty much fund an account with 10,000k+ do 5 trades a month for 3 months and get $500 free. Good thing is that you get free trades for 45 days which is great. That is why you see a shift of 11k from banking to investments. I wanted to invest more since i am still young and can be more aggresive. My first stock I bought was MSFT Microsoft. That day the stock plunged more than 11%. I took the bite and bought it for 24.25. At the end of the day I lost $15 it ended at 24.15. I think the stock will go back up and even further so its a good time to buy now when its the 52 week low. http://www.tdameritrade.com/offer/apex.html

April Roundup

2006-04-29T23:15:00.000-07:00

Account Totals
Banking	$40,148.47
Credit Cards	$0.00
Investment	$50,878.46
Total Value	$91,026.93

Pass the 90k mark here I come 100k!!!

March Roundup

2006-03-25T16:13:00.000-08:00

Account Totals
Banking	$48,465.57
Credit Cards	$0.00
Investment	$38,559.25
Total Value	$87,024.82

Getting close to 90k !

Feb round up

2006-02-28T21:51:00.000-08:00

Account Totals
Banking	$49,705.62
Credit Cards	$0.00
Investment	$32,676.82
Total Value	$82,382.44

Got 2500 from 401k matching.

Financial Status Update

2006-02-14T22:35:00.000-08:00

Account Totals
Banking	$48,553.71
Credit Cards	$0.00
Investment	$29,759.49
Total Value	$78,313.20

HSBC Online Banking NOW 4.80%

2006-01-31T10:08:00.000-08:00

Holy Moly HSBC is now 4.80% that beats ING's weak 4.75% for 3 months promotion on new deposits. http://www.banking.us.hsbc.com/HICServlet?cmd_ViewDepositRates=&accept-language=en-us

Cool got my first friend =)

2006-01-31T10:02:00.000-08:00

Nick over at http://kweee.blogspot.com/ is my first friend he extended a welcome to exchange links! Thanks Nick!

Wanna trade links?

2006-01-30T08:29:00.000-08:00

If you have a blog and would like more traffic we could trade links! Post your blog in my comments and add me to your favorite blogs lists so we can help each other.

2006-01-25T08:59:00.000-08:00

Havent posted in a while got some good news now. I am now making 45k and got a promotion. Below is my updated financial status. Account Totals Banking $47,852.68 Credit Cards $0.00 Investment $28,734.84 Total Value $76,587.52

Havent posted in a while

2005-12-27T10:43:00.000-08:00

I havent posted in a while been busy with Christmas and everything. Here is an update to my progress. Got 3k from my dad for Christmas to go into my IRA. Account Totals Banking $45,736.52 Credit Cards $0.00 Investment $28,467.39 Total Value $74,203.91

Passed 70k woo hoo

2005-12-14T22:46:00.000-08:00

Stock went high and i got divident from Dupont for $37.

Account Totals
Banking	$41,694.60
Credit Cards	-$51.05
Investment	$28,392.56
Total Value	$70,036.11

Financial Status Update

2005-12-13T18:58:00.000-08:00

Account Totals
Banking	$41,684.97
Credit Cards	-$51.05
Investment	$28,279.14
Total Value	$69,913.06

Intrest Rates now 4.25%

2005-12-13T18:16:00.000-08:00

Intrest rates are now 4.25% woo hoo. Hopefully HSBC will raise it to 4.25%. I will be updating my finance shortly.

Feeling Shitty

2005-12-13T18:01:00.000-08:00

Well was thinking to myself, i get paid a lousy 38,000 a year and i am 24. Thinking of the best way to make 60k by 30 years old at least. I been working at a company for 1 years 2 month. Raises dont happen till March which sucks. I got dicked by comming in in Oct so i didnt get a raise in Dec. Then they make me wait till March now. So pretty much i worked a year and half with no raise till i get a raise. Thinking of being an analyst or DBA gives u more pay when switching jobs. Plus they are better paying positions. * End Rant*

Transparent Wallet

2005-12-12T08:59:00.000-08:00

Now guys here is the real deal. You can see exactly where i put my money and how much. I have a strange allocation. Account List Your accounts are listed below. To see account details, click the name of the account. MSN Money Accounts HSBC Bank USA Banking Earns me 4% 14 hrs ago $25,386.04 Paypal - Money Ma Premier Account - United States Buy/sell Stuff 2 hrs ago - United States $7.47 Washington Mutu TRADITIONAL CERTIFICATE OF DEPOSIT Empty CD 37 mins ago $0.00 Washington Mutu TRADITIONAL CERTIFICATE OF DEPOSIT Gets 3.75% 37 mins ago $12,362.60 Washington Mutual FREE CHECKING For rent and expenses 37 mins ago $3,928.86 Credit Card Accounts Citi Cards CREDIT CARD ************7316 Charging stuff and earning 1% back 12 hrs ago -$51.05 Citi Cards CREDIT CARD ************8156 2nd Credit card " " 12 hrs ago $0.00 Investment Accounts Charles Schwab Investment 49 mins ago $16,755.88 Stocks Great-West 401k Investment 52 mins ago $6,564.57 401k Janus Investment N/A $4,276.47 IRA Account Totals Banking $41,684.97 Credit Cards -$51.05 Investment $27,596.92 Total Value $69,230.84

My Open Wallet

2005-12-12T08:47:00.000-08:00

I make 38k a year, as a technical support engineer, just got of college about 1 year and 4 months ago. Been working for 1 year and 2 months now. I save about 2k a month. My take home after taxes is 2600 a month. Expenses are 600 a month. $400 on rent 200 on food/gas and everything else. Sometimes i do go over my 600 but not by much maybe $40 at most. Putting 2k a month is nice however i do have to live pretty frugal. Drinks at a club cost $10 a pop. Buying a round of drinks for friends would cost anywhere from 60-100 depending on how many people are there. Then there is the girlfriend which does not want to eat fast food haha. My spending style is very conservative. Spending $20 on gas a week and $20 on food a week. Some people may ask how do i have a large networth if i have been only working 1 year. I been working and saving my whole life. Plus since being Asian my parents paid for college and everything associated to it...I am lucky.

I Bonds and Savings accounts

2005-12-12T00:06:00.000-08:00

I bonds are 6.73% which is really high. I would recommend anyone to buy them since they are safe and yield a high return. Only a hand full of online banks such as emigrantdirect and HSBC are offering a nice 4%. The best thing is that HSBC gives you an ATM card you can use to take out cash instantly.

NetworthIQ

2005-12-11T23:39:00.000-08:00

A good site to compare and track finances is Networthiq.com. You can compare by age, education, salary, and industries. Below is my networthiq profile. I am going to have to update it. =)

david Profile: Public (http://www.networthiq.com/people/david) Website:

Net Worth
( October 2005 )

Assets
Cash	40,542
Stocks	27,541
Bonds	0
Annuities	0
Retirement	0
Real Estate	0
Cars	0
Personal Property	0
Other	0
Total Assets	68,083

Debts
Mortgages	0
Student Loans	0
Credit Card	0
Car Loans	0
Other	0
Total Debts	0

Net Worth	$68,083

Financial Nitty Gritty

2005-12-11T23:33:00.000-08:00

Account Totals
Banking	$41,684.97
Credit Cards	-$51.05
Investment	$27,636.62
Total Value	$69,270.54

I use MSN money online and love it.

I love the ability to update

and keep your account up to date.

Another good service is

Yodlee.com. Well as you can

see this is my financial picture

right now. Currently i am trying

to save as much as possible. I would

like to retire at 55. Almost at 70k, my

401k should update tommorow to

reflect a 600 increase in my networth.